No credit card reader required! Scan customer debit or credit cards securely with just your smartphone. Military grade encrypted transactions means 100% safe and secure card transactions. Card data never stored on phone. Three secure ways of getting paid by card. Face-to-face, over the telephone or through emailed paylinks. 0% + 20p per card transaction by passing the card fee onto the customer bill so you pay nothing and reduce your costs even more. Accept Visa, Mastercard and Amex, as well as all major foreign cards (1.5% extra surcharge for Non-EU cards). Payments take 5 business days to clear. Turnover more than 30kpm? Get payouts faster within 3 business days.