Blog

Finding the CVV on an AMEX

cvv on american express amex cards

SmartTrade Allows you take Visa, MasterCard and AMEX from any major banks with just an app. You can also get 0% card fees on transactions on all these card types, even AMEX.

Taking AMEX cards can be a little different from taking a Visa or Mastercard. American Express have their own security measures and have both CVV (Card Verification Value) and CID (Card Identification Data) numbers on their cards which are often confused. The CVV number on a Visa or Mastercard can be found on the back of the card and are the three digits (see below), on an AMEX ...

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What is aPOS - Application Point of Sale?

aPOS Application Point of Sale SmartTrade App

Application Point of Sale (aPOS) is defined as a software or application which performs the same functions as that of a physical cash register or traditional Point of Sale (POS). aPOS differs from Mobile Points of Sale (mPOS) in that it does not require any additional hardware such as a card reader in order to complete a sale. Whereas for aPOS solutions, all you need to do is download an application to your tablet or smartphone. Though mPOS is miles away from POS systems in terms of mobility, it still requires your smartphone or tablet to connect to a payment ...

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How Your Business Can Kill it This Christmas


Christmas is just around the corner and excitement has already started building up! Every passing year, it seems holiday seasons are being pushed up earlier. Shops are selling Christmas themed merch before Halloween has even ended. We’re getting less and less time to prepare for the jolly tunes and Christmas lights. However, this is a great holiday for businesses all over the UK. The rest of us are diving through all the special offers in search for the best value on Christmas presents, where the product retailers get nothing but blood, sweat, tears and a nice bit of profit ...

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Carol and Red Barn (Beauty) Training


SmartTrade has gone on a search for some of the most interesting and inspirational merchants and business owners using our service to take customer credit and debit card payments around the UK. This week we’ve had the pleasure of speaking to Carol Doherty, the sole proprietor of Red Barn Training. Carol has a solid 30 years of experience in making people all over the country feel beautiful through her hair and artwork expertise. Perhaps it’s even more noteworthy to mention she’s spent 12 of those years teaching others, sharing her expertise with the world, which is what ...

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How Will EU's Card Surcharge Ban Affect UK Small Businesses


Card payments are overtaking cash payments in the UK with card and contactless payments proving more popular than cash this year, making up 54% of total spending in 2016. The Payment Services Directive, called PSD2, coming into force by 2018, has made it illegal for businesses to charge extra for using a debit or credit card in the EU, including the UK. This would mean that the little button to press to share the cost of the card charge when using SmartTrade App would be changed entirely. In turn, the small fee we often expect to be charged at the ...

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How to Accept Credit Card Payments on Your Mobile Phone


This is a common question with a simple answer. The answer is aPOS, or Application Point of Sale, which has become the new hype following its predecessor mPOS, Mobile Point of Sale. What aPOS allows you to do is the reason you clicked on this link, it's an application which allows you to accept credit- and debit cards using only your mobile phone.

How is this different from mPOS?

Many providers will tell you that you can accept payments through your mobile phone by downloading their app, such as iZettle, SumUp, Square and PayPal Here. However, this is not ...

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Accept Customer Card Payments at 1.49% With SmartTrade App's New Referral Program

smarttrade app referral program

Do you want to take card payments at a rate of 1.49% for as long as your business is trading? Now you can! Our brand new referral program makes it super simple for you to invite others who may benefit from SmartTrade App. You will be rewarded 30 days with a 1.49% card rate for every person you sign up. That’s right, they don’t have to subscribe, as long as they are a legitimate business and create an account. If we notice anyone misusing our referral program, we will shut down their account immediately and invoke ...

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How SmartTrade App Coined "APOS"


If you’ve read some of our previous blogs, you may have caught wind of something we released in January, 2017, called “6 Reasons for why you need APOS.” What is obvious from the post is that APOS (Application Point Of Sale) has certainly become something real, but what you may not know is that before this was released APOS was just an abbreviation thrown around informally in the SmartTrade App offices!

However, ever since we wrote the post and subtly started introducing APOS as a legitimate industry term, not only have we received positive responses, we have started hearing ...

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Businesses Lose Out by Not Accepting Card Payments

cash only businesses are losing out

A recent article from the Telegraph’s Business segment has revealed some worrying numbers for small business owners across the UK. As many as 44% of SMEs across the nation believe they are not losing out on any revenue by not accepting card payments. Let’s just think about what this number stands for. This means more than 2 out of every 5 small business owners are convinced adding the flexibility of accepting customer card payments does not help improve their business.

In the same time the study, conducted by Square, 3 out of every 5 shoppers say they would ...

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SmartTrade App for Charities - A Look at Hope4Havering

hope4havering

SmartTrade App was originally meant to be a flexible payment solution for tradesmen. We were set on bettering the lives of small business owners such as plumbers and electricians. However, much to our delight, we find new adaptations and areas of use for SmartTrade almost on a daily basis.

One area we are thrilled to be able to help is providing UK charities with even more flexibility to accept donations from the public. In most cases you are limited to donating cash, sending money via a bank transfer or trying to enter your card details on the charities’ websites, which ...

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